I have been using Focus financial services since early 2008 when they first came to my attention as administrators of my then new employer’s pension services. As a result of the clear and extremely helpful guidance regarding my pension, my wife and I engaged Focus to assist us with our personal finances. They very soon arranged the movement of our mortgage to a more competitive provider, saving us hundreds of pounds per month and have given independent advice regarding optimal approaches to savings to match our lifestyle, approach to risk and needs.
I have found FOCUS to provide efficient, honest and very personable advice and service and would have no hesitation recommending them to friends and family.
Contact Focus
01865 295 295
or use our contact form:Lifetime Mortgages (Equity Release)
Equity Release is a means of using the value of your home to receive either a lump sum of cash or regular monthly instalments. In all instances, age is the primary factor in determining the percentage of the value of your home that can be released.
A person of an older age can release a higher percentage of the value of their home, than a person of a younger age, as they are not expected to live as long.
There is no maximum age limit for equity release, although applications are not usually granted for anyone under the age of fifty five.
Different types of lifetime mortgage (equity release) exist including equity release, home reversion schemes and interest only mortgages. It is important that proper independent financial advice is considered in all repsects and, in this regard, FOCUS is able to formulate the most appropriate method suited to a clients needs and requirements.
FOCUS has access to the whole equity release market as well as the whole of the residential mortgage market and all advisers are fully qualified and authorised directly with the Financial Services Authority (FSA). Please contact us to discuss your own particular requirements and establish which is the most suitable solution to your needs. Any initial discussion/consultation is free of charge.
Please call us for a no obligation chat on 01865 813302